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Annual Press Conference 2013

ARAG Group records 2.7 percent growth
Above-average growth in the German market
Profit on ordinary activities reaches record level at € 92 million
Underwriting result significantly improved
Forecast for 2013: Moderate growth in spite of a difficult
economic environment

“From the standpoint of our shareholders, Fiscal Year 2012 was the most successful year in the history of ARAG within the Group structure established in 2003”, noted Dr. Paul-Otto Faßbender, CEO and majority shareholder of the ARAG Group, at the Annual Press Conference in Düsseldorf. The family enterprise reported premium revenues of € 1.51 billion. In spite of an extremely demanding economic environment, premium revenues from both Germany and abroad rose by 2.7 percent. Total Group premiums and revenues, including those from service companies, rose from € 1.51 billion in 2011 to € 1.55 billion in the past fiscal year. Profit on ordinary activities reached a record level at € 92.0 million (2011: € 49.9 million). The underwriting result improved by nearly 60 percent to € 64.2 million. This underscores both the Group’s strong operational productive capacity and its potential for sustainable growth.