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Brief profile

Direktion für Österreich
As of 31.12.2015

Incorporation: 1976
Legal form: Branch of ARAG SE
Employees: 103
Premiums: 57 million EUR
Business focus: Individual and modular solutions for private customers, as well as for small and mid-sized companies, communities, employees active in medical or healthcare professions and agriculturists.

Contact data

Mailing address headquarter
Direktion für Österreich
Favoritenstrasse 36
1041 Vienna
Point of contact
Dr. Matthias Effinger
+43 1 531 02 1113
+43 1 531 02 2313


A uniform legal framework for legal insurance comparable to Germany was created in Austria in 1965. In 1977, ARAG Austria was founded as a joint venture of the ARAG Group and Austrian insurer “Bundesländer-Versicherung” (subsequently UNIQA) – under the name BV-ARAG.

Growth and development
The joint venture was dissolved in 2000. The ARAG Group acquired all shares of this company, making it a wholly owned subsidiary. In 2004, ARAG Austria entered the Slovenian insurance market and commenced business operations through its subsidiary ARAG zavarovanje pravne zaščite d.d. based in Ljubljana. Both ARAG Austria and ARAG Slovenia were converted into branches of ARAG SE in August 2012.

ARAG in Austria today
In the fragmented Austrian legal protection market ARAG Austria holds a market share of 11.2 % with an above-average profitability. The legal protection specialist focuses on independent sales channels such as brokers and agents and is well positioned there. During the last 3 years a unit of inhouse-lawyers has been very successfully established offering additional services to the clients such as legal advice as well as the out-of-court settlement for cases with comparatively small claims.

End of 2015 ARAG Austria scored first out of nine legal protection insurers in Austria by the ÖGVS (Österreichische Gesellschaft für Verbraucherstudien).