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Annual Press Conference 2014

Insurance business grows by 1.4 percent despite the recession in southern Europe
German legal insurance business returns to growth track after 15 years
Premium income from international operations up by 5.4 percent
All Group business segments contribute to positive earnings results
Net profit rises significantly (+25%)
Forecast for 2014: appreciable gains in new business

"The extensive realignment of the ARAG Group during the past several years has not slowed our growth. In fact, our business has progressed even more favorably than we predicted at the end of last year - especially in terms of earnings," explained Dr. Paul-Otto Faßbender, Chairman, CEO and majority shareholder of the ARAG Group at the Annual Press Conference. The family enterprise reported premium income amounting to 1.53 billion EUR for 2013. Premium revenues from Germany and abroad rose by 1.4 percent in the face of difficult economic conditions. Including income from service companies, total Group revenue rose from 1.55 billion EUR in 2012 to 1.58 billion EUR in 2013. At 76.1 million EUR, profit on ordinary activities remained at an excellent level following the record-setting 92.0 million EUR in 2012. The Group's underwriting result slipped to 52.5 million EUR. "That figure still represents one of the best operating results of the past 10 years, however, and serves as clear evidence that ARAG has a solid and sustainable business model," as Dr. Paul-Otto Faßbender noted.