go to main content go to search go to contact page go to sitemap

An international success story

The publisher and attorney Heinrich Faßbender founded ARAG Rechtsschutzversicherung in 1935. His business idea was simple but revolutionary: “Every individual should be able to assert his or her rights, not just those who can afford it.” Today, ARAG is the leading legal insurer worldwide. And ARAG is also the largest family-managed enterprise in the German insurance industry.


Milestones in ARAG history

1935 Founded as “Deutsche Auto-Rechtsschutz-AG” (DARAG) with headquarters in Düsseldorf; renamed “ARAG, Auto-Rechtsschutz-Aktien-Gesellschaft shortly thereafter.
1936-1945 Nazi regime denies founder and opposition politician Heinrich Faßbender official license as legal protection insurer – business operations only tolerated; Faßbender family retreats to the Black Forest
1948 Obtaining of an insurance license from the British occupation authorities
1949 Legal insurance expanded to include private and occupational coverage; company renamed “ARAG Allgemeine Rechtsschutz-Versicherungs-Aktien-Gesellschaft.
1962 Insurance program expanded into other insurance segments: ARAG acquires the composite insurer Terra AG, which is reincorporated as ARAG Allgemeine Versicherungs-AG in 1979 (headquarters in Düsseldorf).
1962 First step in international marketing of the successful legal insurance concept. The first international ARAG company is founded in the Netherlands. ARAG Rechtsschutz expands its insurance program in Germany.
1965 Acquisition of interest in Gisela Allgemeine Lebensversicherungs-und Aussteuer-Versicherungs-AG, which is renamed ARAG Lebensversicherungs-AG in 1981 (headquarters in Munich).
1984 Further expansion of the insurance program in Germany: acquisition of Bavaria Krankenversicherungs-AG, which is reincorporated as ARAG Krankenversicherung in 1990 (headquarters in Munich).
1989 ARAG Rechtsschutz enters the American legal insurance market with a subsidiary. ARAG is already operating in seven countries besides Germany at this point.
1990 Following the reincorporation of Bavaria as ARAG Krankenversicherungs-AG, four companies are now united under the strong ARAG brand name: Legal Insurance, Composite, Life and Health.
1997 Brokerage specialist Interlloyd-Versicherungs-AG is founded as a fully-owned subsidiary of ARAG Allgemeine.
2003 ARAG Slovenia is founded with headquarters in Ljubljana.
2006 ARAG plc launches business operations in Great Britain from headquarters in Bristol.
2007 Following the acquisition of shares in HELP Forsikring in Norway, the ARAG Group is now active in 14 countries.
2011 In December 2011 the ARAG Group has chosen an European legal form - a so-called Societas Europaea (SE). ARAG AG was converted into ARAG Holding SE and ARAG Allgemeine Rechtsschutz-Versicherungs-AG was converted into ARAG SE.
2012 In collaboration with its Norwegian associated company HELP Forsikring AS the ARAG Group enters the Swedish insurance market in May 2012.
2013 ARAG Group acquired all shares in Oslo based HELP Forsikring AS by the end of 2013.
2015 Market entry in Denmark: ARAG SE is expanding its business in Scandinavia. HELP Forsikring, ARAG's Norwegian subsidiary, starts business in Denmark through its branch based in Copenhagen.
2016 ARAG starts business operations in Canada: As intermediary the Toronto-based ARAG Services Corporation develops legal insurance products and manages underwriting, sales and marketing activities for the Canadian market. ARAG is active in 17 countries now.
2017 Sale of the life insurance business and strategic focus on the property and health insurance segments.
2019 Start of business in Australia and the Republic of Ireland: ARAG Services Australia Pty Ltd is headquartered in Sydney and ARAG Legal Protection Limited is headquartered in Dublin. The ARAG Group is now active in 19 countries.
2020 Change at the top: Dr. Renko Dirksen becomes Speaker of the Management Board of the operating management company ARAG SE; ARAG majority shareholder Dr. Dr. h. c. Paul-Otto Faßbender, former CEO, becomes Chairman of the Supervisory Board of ARAG SE
2021 Expansion of the Canadian legal protection business through acquisition of DAS Legal Protection Inc.; Gross premium income of the ARAG Group exceeds EUR 2 billion
2022 Determination of the new development program ARAG 5>30 („ARAG Five to Thirty“)