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An international success story

The publisher and attorney Heinrich Faßbender founded ARAG Rechtsschutzversicherung in 1935. His business idea was simple but revolutionary: “Every individual should be able to assert his or her rights, not just those who can afford it.” Today, ARAG is an internationally recognized corporate group and one of the three largest legal insurers in the world. And ARAG is also the largest family-managed enterprise in the German insurance industry.

 

Milestones in ARAG history

Year
Milestone
1935 Founded as “Deutsche Auto-Rechtsschutz-AG” (DARAG) with headquarters in Düsseldorf; renamed “ARAG, Auto-Rechtsschutz-Aktien-Gesellschaft shortly thereafter.
1949 Legal insurance expanded to include private and occupational coverage; company renamed “ARAG Allgemeine Rechtsschutz-Versicherungs-Aktien-Gesellschaft.
1962 Insurance program expanded into other insurance segments: ARAG acquires the composite insurer Terra AG, which is reincorporated as ARAG Allgemeine Versicherungs-AG in 1979 (headquarters in Düsseldorf).
1962 First step in international marketing of the successful legal insurance concept. The first international ARAG company is founded in the Netherlands. ARAG Rechtsschutz expands its insurance program in Germany.
1965 Acquisition of interest in Gisela Allgemeine Lebensversicherungs-und Aussteuer-Versicherungs-AG, which is renamed ARAG Lebensversicherungs-AG in 1981 (headquarters in Munich).
1984 Further expansion of the insurance program in Germany: acquisition of Bavaria Krankenversicherungs-AG, which is reincorporated as ARAG Krankenversicherung in 1990 (headquarters in Munich).
1989 ARAG Rechtsschutz enters the American legal insurance market with a subsidiary. ARAG is already operating in seven countries besides Germany at this point.
1990 Following the reincorporation of Bavaria as ARAG Krankenversicherungs-AG, four companies are now united under the strong ARAG brand name: Legal Insurance, Composite, Life and Health.
1997 Brokerage specialist Interlloyd-Versicherungs-AG is founded as a fully-owned subsidiary of ARAG Allgemeine.
2003 ARAG Slovenia is founded with headquarters in Ljubljana.
2006 ARAG plc launches business operations in Great Britain from headquarters in Bristol.
2007 Following the acquisition of shares in HELP Forsikring in Norway, the ARAG Group is now active in 14 countries.
2011 In December 2011 the ARAG Group has chosen an European legal form - a so-called Societas Europaea (SE). ARAG AG was converted into ARAG Holding SE and ARAG Allgemeine Rechtsschutz-Versicherungs-AG was converted into ARAG SE.
2012 In collaboration with its Norwegian associated company HELP Forsikring AS the ARAG Group enters the Swedish insurance market in May 2012.
2013 ARAG Group acquired all shares in Oslo based HELP Forsikring AS by the end of 2013.
2015 Market entry in Denmark: ARAG SE is expanding its business in Scandinavia. HELP Forsikring, ARAG's Norwegian subsidiary, starts business in Denmark through its branch based in Copenhagen.
2016 ARAG starts business operations in Canada: As intermediary the Toronto-based ARAG Services Corporation develops legal insurance products and manages underwriting, sales and marketing activities for the Canadian market. ARAG is active in 17 countries now.